e-Notices - Sign up Today!

Members e-Notices can provide you with immediate notification of insufficient funds, Courtesy Pay, Moneyline line of credit transfer, maturity of certificate of deposit, and much more! By signing up for e-Notices you can receive notifications quickly and reduce paper waste. Why add more waste to the landfill?

You must already be a Online Banking User to sign up for e-Notices. If you are not a Online Banking User, click here to enroll online or contact the credit union at 231-929-2000 and request to sign up for Online Banking.

If you are a Online Banking User the process is simple for you to sign up online for e-Notices! Below are the easy step by step procedures:

  1. Login to Online Banking.
  2. Click on the e-Notices tab at the top.
  3. On the Service Enrollment window that appears, click Enroll Now.

 For more detailed printable instructions click here.

How does this system work?
When an e-Notice is generated an e-mail will be sent to you alerting you that you need to log in to Online Banking to review your complete notification. When you log in to Online Banking, click on the e-Notices tab to view the list of generated e-Notices.

e-Statement - Sign Up Today!

Members e-Statements can provide your monthly statement one week earlier than the traditional paper statement. It is safe, secure, and quick. Now you can receive and view your account statements at no charge. Simply log in to Members Online Banking and click the e-Statements tab. On the Service Enrollment window that appears, click Enroll Now.

Each month you will receive an e-mail that your statement is ready to view. Remember, if you change your e-mail address, you should notify the credit union and update it on your account profile. Sign up today and begin enjoying the convenience of e-Statements. It can’t get much easier!


Online Banking

Take advantage of our free online banking service. Transfer funds, check account balances, view statements, and order checks 24 hours a day, 7 days a week. Our online banking allows you free access to your account information and the flexibility to bank during the hours that meet your schedule. Manage your finances online. Use online banking to sign up for e-Statement, e-Notice, and Online Bill Payment today!

Online Banking

Phone Banking

Locally call 231-947-3333 for Long Distance 800-445-5728

Your accounts are just a phone call away. With our Phone Banking you can access your accounts by phone 24 hours a day, 7 days a week. Features available are:

  • Transfer funds between your accounts
  • Check account balances
  • Check loan balances
  • Make loan payments, and
  • Obtain cleared check, deposit, and withdrawal information

Online Bill Payment

We can save you the hassle of handwriting checks and envelopes plus sorting and storing paper bills every month. Now you can receive, view, manage, and pay bills on our secure online bill pay program. Go to view online bill payment demo to see how easy it is to use our online bill payment system.

You must have a checking account with Members Credit Union to enroll in our convenient online bill pay program. It’s easy to enroll. Just log on to our Online Banking and click on the Bill Payments link. Complete the brief online application and review the online disclosure then click on the Agree/Accept button to accept the agreement. You will receive an e-mail from us confirming your Members Bill Pay access has been established and is ready to use. Sign up today for Online Bill Pay!

Direct Deposit

Choose one of the easiest automated conveniences available, Direct Deposit. Have your paycheck, social security or retirement checks automatically deposited into your checking account or savings account. Direct Deposit-the safest, easiest way to get your money.

Safer - You are protected against fraud and identity theft.
Easier - Your money is in your account on your payment day on time, every time.
More Control - Your check doesn’t rule your schedule, your money is there when you need it.

Sign up for Direct Deposit today and open your Direct Checking account and receive these great benefits. Members that apply and are approved for a qualifying loan receive a .25% loan discount for the life of their loan. Increase your earning power on a Certificate of Deposit with a .25% bonus rate. Open a $500 minimum balance CD today and receive a better return on your investment.

Sign up for Direct Deposit Today!

  • Contact your employer to sign up for Direct Deposit of your paycheck.
  • Contact your retirement group to sign up for Direct Deposit of your retirement funds.
  • Contact the Social Security Administration to set up Direct Deposit of your Social Security or SSI payments:
    By phone: (800) 333-1795
    Online: www.godirect.org
    In person: at the nearest Social Security Office 

Routing/Transit Number 272485385

When is this number required?

The routing/transit number is used for electronic transactions directed to your savings or checking account at Members Credit Union.

  • Wiring funds in or out of the credit union

  • Direct Deposit payroll, pensions, annuities and other deposits to your accounts at the credit union

  • Direct Payment of utility bills, mortgages, insurance premiums, and other payments from your accounts at the credit union

Wire Transfer Service

Incoming and Outgoing Wire Transfers are available to members who need to send or receive funds from another financial institution. Members must have Wire Transfer Authorization Agreement on file to wire funds. Complete the Wire Transfer Authorization Agreement at any of our convenient branch locations.

Click here for Wire Transfer Instructions

Return to Top


Northwest Michigan's Largest Credit Union