Recreational Loans

Whether Financing a Boat, Recreational Vehicle, Motorcycle, or ATV
Members Credit Union Has the Loan for You!


You can get the best rate and terms when you use your Boat, Recreational Vehicle, Motorcycle, or ATV as collateral for your loan. We loan up to 100% of the value of the Boat, Recreational Vehicle, Motorcycle, or ATV. So you can get financed with no down payment! And no application fee!

We can pre-approve your loan so you know what you can afford before you shop. Check with Members Credit Union first and we can help take the mystery out of financing your Boat, Recreational Vehicle, Motorcycle, or ATV.

We offer flexible terms and there is no application fee. Check us out before you go anywhere else!


NEW SNOWMOBILE, ATV & UTV LOANS

Living is Northern Michigan is great. See the scenic vistas on your new All-Terrain Vehicle. Travel the back roads and trails to new adventures. We are here to help you fulfill your urge to see the great outdoors.

If you are buying from a local dealership, area dealers can send your application directly to Members Credit Union.

New Snowmobile, ATV & UTV Rates
TypeAPR* as low asMaximum Term

2013 - newer

6.00% 60 Months

* Annual Percentage Rate - As low as rate offered is based on credit worthiness factors
  Lowest rate inclusive of all discount programs

USED SNOWMOBILE, ATV & UTV LOANS

Not sure you want to invest in a new ATV? We have great loan rates and terms to put you into a used All-Terrain Vehicle of your choice. Use our convenient online calculator to determine your payment. Apply today for your ATV loan.

Used Snowmobile, ATV & UTV Rates
TypeAPR* as low asMaximum Term

2012 or older

7.00% 48 Months

* Annual Percentage Rate - As low as rate offered is based on credit worthiness factors
  Lowest rate inclusive of all discount programs

Powersports - Snowmobile and ATV Value

    


 NEW RECREATIONAL VEHICLE LOANS

New Recreational Vehicle Rates
TypeAPR* as low asMaximum Term

2013 - newer **

4.00% 120 Months

2013 - newer **

5.00% 180 Months

Products include: Motor Home, Travel Trailer, 5th Wheel & Camper

* Annual Percentage Rate - As low as rate offered is based on credit worthiness factors
  Lowest rate inclusive of all discount programs

** 5 year balloon/Borrower first titled owner

USED RECREATIONAL VEHICLE LOANS

Used Recreational Vehicle Rates
TypeAPR* as low asMaximum Term

2012 or older

4.50% 60 months

2012 or older

5.00% 120 months

Products Include: Motor Home, Travel Trailer, 5th Wheel & Camper

* Annual Percentage Rate - As low as rate offered is based on credit worthiness factors
  Lowest rate inclusive of all discount programs

RV Value

    


NEW BOAT LOANS

Members Credit Union has competitive new boat rates and terms. Before you consider financing anywhere else, think about financing with Members Credit Union.

If you are buying from an dealership, request your financing through Members Credit Union. We have great relationships with area dealers and they can send your application directly to Members Credit Union. 
 

 

New Boat Rates
TypeAPR* as low asMaximum Term

2013 - newer **

4.00% 120 Months

2013 - newer **

5.00% 180 Months

Products Include: Boat, Motor, & Trailer

* Annual Percentage Rate - As low as rate offered is based on credit worthiness factors
  Lowest rate inclusive of all discount programs

** 5 year balloon/Borrower first titled owner

USED BOAT LOANS

Thinking about buying a used boat?  Members Credit Union has the used boat loan rates and terms to make it happen.

When considering a used boat purchase look no further than Members Credit Union for your financing needs. Flexible terms, competitive rates, and friendly loan representatives can make it a great experience.

Used Boat Rates
TypeAPR* as low asMaximumTerm

2012 or older

4.50% 60 Months

2012 or older

5.00% 120 Months

Products Include: Boat, Motor & Trailer

* Annual Percentage Rate - As low as rate offered is based on credit worthiness factors
  Lowest rate inclusive of all discount programs

Boat Value

   


NEW MOTORCYCLE LOANS

Feel the thunder as you ride your new motorcycle throughout beautiful Northern Michigan. Don't have a new motorcycle, but considering one? Then Members Credit Union is the place. We have a variety of easy terms and competitive rates to get you on your new  motorcycle. Before you shop, think about getting your pre-approval through the credit union. Know your budget before you shop. Remember, there is no cost to receive a pre-approval and no application fee once you find the bike of your dreams.

If you are buying from an dealership, request your financing through Members Credit Union. We have great relationships with area dealers and they can send your application directly to Members Credit Union.

New Motorcycle Rates
TypeAPR* as low asMaximum Term

2013 - newer **

4.00% 48 Months

2013 - newer **

5.00% 72 Months

* Annual Percentage Rate - As low as rate offered is based on credit worthiness factors
  Lowest rate inclusive of all discount programs

** Borrower is first titled

USED MOTORCYCLE LOANS

Affording a used motorcycle is easier than you thought! Get pre-approved at Members Credit Union before you shop. Once pre-approved, you can look at your local dealers or buy from a private party. Get the best deal and a great loan payment to meet your pocketbook.

Used Motorcycle Rates
TypeAPR* as low asMaximum Term

2012 or older

4.50% 60 Months

* Annual Percentage Rate - As low as rate offered is based on credit worthiness factors
  Lowest rate inclusive of all discount programs

Motorcycle Value

      

Contact our Lending Center at: (231)929-2010 or (800)765-0113

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Northwest Michigan's Largest Credit Union