Mortgages


Buying your first home or refinancing your home can be exciting and also challenging at the same time. Members Credit Union can help you enjoy the excitement of financing or refinancing your home. We can also make the process easy and comfortable for you. We will walk you through the process and help you along the way. We have some of the lowest closing cost mortgages in the marketplace. Check us out and save on the cost of financing your major investment.

We offer a variety of fixed rate and variable rate mortgages to suit your needs. Members Credit Union offers flexible terms to help you meet your budget and afford you the opportunity to own your own home.

If you need refinancing options we can help there too!


 

Mortgage Rates
NameTermAPR*

First Mortgage Products

10 Year Amortization 5.00%
  15 Year Amortization 5.50%
  5 Yr Balloon/ 25 Yr Amortization 5.50%
  7 Yr Balloon/ 30 Yr Amortization 5.50%
  10 Yr Balloon/ 30 Yr Amortization 5.75%
Mobile Homes on Private Property 5 Yr Balloon/ 20 Yr Amortization 6.40%
Vacant Land 5 Yr Balloon/ 15 Yr Amortization 8.50%
Construction Loan 9 months (Interest only) 7.00%

 

Searching for a new home or are you new to the area? Members Credit Union can help!
Just click on the For Sale icon and you will be directed to the regions largest inventory of available homes.

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Northwest Michigan's Largest Credit Union