Buying your first home or refinancing your home can be exciting and also challenging at the same time. Members Credit Union can help you enjoy the excitement of financing or refinancing your home. We can also make the process easy and comfortable for you. We will walk you through the process and help you along the way. We have some of the lowest closing cost mortgages in the marketplace. Check us out and save on the cost of financing your major investment.
We offer a variety of fixed rate and variable rate mortgages to suit your needs. Members Credit Union offers flexible terms to help you meet your budget and afford you the opportunity to own your own home.
If you need refinancing options we can help there too!
First Mortgage Products
10 Year Amortization
15 Year Amortization
20 Year Amorization
30 Year Amortization
|Mobile Homes on Private Property||5 Yr Balloon/ 20 Yr Amortization||4.75%|
|Vacant Land||5 Yr Balloon/ 15 Yr Amortization||8.00%|
|Construction Loan||9 months (Interest only)||6.75%|
|++ Contact the Mortgage Department for an interest rate quote at (231) 929-2020|
Members Credit Union has partnered with Member First Mortgage to bring our members a large variety of mortgage products with competitive terms and rates.
To view a full array of mortgage options click here.
We are a full service mortgage lender with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We even have consultants available* evenings and weekends to meet you anywhere you like! We have access to a full range of mortgage products.
All of our lending specialists are dedicated to finding you the right loan - with great rates, the right terms, and low closing costs - to meet your unique needs.
When it comes to the servicing of your loan, it is often common place in today’s mortgage industry for loans to be sold from one servicer to another. Not at Member First Mortgage. Since we are a full service lender your loan will stay with us! ** We will be able to offer you the outstanding service that you deserve. We offer such things as:
•Automatic Payment Withdrawal
•Free 24 Hour Online Payments
•Free 24 Hour Online Access to view your Loan Information
•Payments by Phone
•No Automated Attendant. You Get a Real Person every time!
•And much more...
Because we know you are busy and often want access to our service on your schedule, it is our pleasure to offer our exceptional mortgage services online. Through Member First Mortgage you not only have access to some of the best loans available in the marketplace, but you can review rates and programs, check your existing mortgage history, and even apply at your convenience, online - 24 hours a day, seven days a week, 365 days a year!