Loans
Auto Loans
We offer competitive new auto rates. Before you buy your next vehicle, get a free pre-approval.
| New Auto Rates | ||
| Model Year | APR* | Maximum Term |
New 2011-2012 |
5.00% | 72 Months* |
New 2011-2012 |
4.75% | 60 Months |
New 2011-2012 |
3.75% | 48 Months |
New 2011-2012 |
2.75% | 36 Months |
*Rate/Term for loans greater than $15,000, less than 15,000 miles | ||
We have competitive used auto rates that can put you behind the wheel of a vehicle today!
| Used Auto Rates | ||
| Model Year | APR* | Maximum Term |
Used 2010-2011 |
5.00% | 72 Months* |
Used 2011 |
4.75% | 60 Months |
Used 2010 |
4.75% | 54 Months |
Used 2008-2009 |
4.75% | 48 Months |
Used 2006-2007 |
4.75% | 42 months |
2005 & Older |
4.75% | Negotiable |
* Rate/Term for loans greater than $15,000, Less than 30,000 miles | ||
Boat, RV, Motorcycle, and ATV Loans
Members Credit Union has competitive new boat rates and terms.
| New Boat Rates | ||
| Type | APR* | Term |
New Boat Loan Rates 2011-2012 |
4.00% | 36 Months |
| 4.50% | 48 Months | |
| 5.00% | 60 Months | |
| 5.25% | 72 Months | |
| 6.00% | 73 to 119 Months | |
| 6.50% | 120 to 143 Months | |
| 7.00% | 144 to 179 Months | |
| 7.50% | 180 Months | |
Thinking about buying a used boat?
| Used Boat Rates | ||
| Type | APR* | Term |
Used Boat Loan Rates |
5.25% | 36 Months |
| 5.25% | 48 Months | |
| 5.25% | 60 Months | |
| 5.50% | 72 Months | |
| 6.25% | 73 to 119 Months | |
| 6.75% | 120 to 143 Months | |
| 7.25% | 144 to 179 Months | |
| 7.75% | 180 Months | |
| New Recreational Vehicle Rates | ||
| Type | APR* | Term |
New RV Loan Rates 2011-2012 |
4.00% | 36 months |
| 4.50% | 48 months | |
| 5.00% | 60 months | |
| 5.25% | 72 months |
|
| 6.00% | 73-119 Months |
|
| 6.50% | 120-143 Months |
|
| 7.00% | 144-179 Months |
|
| 7.50% | 180 Months |
|
| Used Recreational Vehicle Rates | ||
| Type | APR* | Term |
| Used RV Loan Rates | 5.25% | 36 months |
| 5.25% | 48 months | |
| 5.25% | 60 months | |
| 5.50% | 72 months | |
| 6.25% | 73-119 Months | |
| 6.75% | 120-143 Months | |
| 7.25% | 144-179 Months | |
| 7.75% | 180 Months | |
Don't have a new motorcycle, but considering one? Then Members Credit Union is the place.
| New Motorcycle Rates | ||
| Type | APR* | Term |
New Motorcycle Loan Rates 2011-2012 |
4.00% | 36 Months |
| 4.50% | 48 Months | |
| 5.00% | 60 Months | |
Affording a used motorcycle is easier than you thought!
| Used Motorcycle Rates | ||
| Type | APR* | Term |
Used Motorcycle Loan Rates |
5.50% | 36 Months |
| 5.50% | 48 Months | |
| 5.50% | 60 Months | |
Member Credit Union is here to help you fulfill your urge to see the great outdoors.
| New ATV Rates | ||
| Type | APR* | Term |
New ATV Rates |
4.00% | 36 Months |
| 4.50% | 48 Months | |
| 5.00% | 60 Months | |
We have great loan rates and terms to put you into a used All-Terrain Vehicle of your choice.
| Used ATV Rates | ||
| Type | APR* | Term |
Used ATV Rates |
5.25% | 36 Months |
| 5.25% | 48 Months | |
| 5.25% | 60 Months | |
Signature Loans
Establish your overdraft line of credit up to $2,500 based on approval. Use the line of credit to provide protection for your checking account.
| Overdraft Protection Line of Credit | ||
| Name | APR* | Type |
Overdraft Protection Line of Credit |
15.00% | Fixed |
Enjoy the benefits of a Revolving Line of Credit up to $15,000. Use for home improvements, purchase appliances or cover unexpected expenses.
| Revolving Line of Credit | |||
| Name | Type | APR* | Maximum Rate (Variable) |
Revolving Line of Credit |
Variable | 6.25% | 14.00% |
Secured Loans
Benefit from a fully secured loan. Pledge the item purchased as collateral. Receive a low fixed rate loan and budget minded payment each month.
| Secured Loan | ||
| Name | APR* | Type |
Snowmobile |
7.75% | Fixed |
| Tractor | 7.75% | Fixed |
| Personal Computer | 7.75% | Fixed |
| Fully Secured Collateral | 7.75% | Fixed |
Need to establish credit or rebuild your credit? Establish a share account with us and we will hold the available funds as security for your new loan.
| Share Secured Loan | ||
| Name | APR* | Type |
Share Secured Loan |
4.50% | Fixed |
Establish the CD of your choice and the loan rate will be fixed at 2% above your current CD.
| CD Secured Loan | ||
| Name | APR* | Type |
CD Secured Loan |
CD rate + 2% | Fixed |
Save Green Signature Loan
We have designed a solution to meet your home energy efficient equipment upgrades. Please see full website for details.
NEW LOWER RATES AND EXTENDED TERMS!
| Save Green Signature Loan Rates | |||
| Name | APR* | Type | Term |
$500 - $2,500 |
6.00% | Fixed |
24 month |
$2,501 - $5,000 |
6.50% | Fixed |
36 month |
$5,001 - $10,000 |
7.00% | Fixed |
48 month |
$10,001 - $15,000 |
7.50% | Fixed |
60 month |
$10,001 - $15,000 |
8.00% | Fixed |
72 month |
* Annual Percentage Rate | |||
Save Green Home Equity Loan
We have designed a home equity solution to meet your larger projects involving energy efficiency upgrades and installations. Please see full website for details.
| Save Green Home Equity Loan Rates | |||
| Name | APR* | Type | Term |
$5,000 - $10,000 |
7.00% | Fixed |
60 months |
$10,001 - $25,000 |
7.00% | Fixed |
90 months |
$25,001 + |
7.00% | Fixed |
120 months |
* Annual Percentage Rate | |||
Enjoy the benefits of our Platinum, Gold, or Classic credit cards.
- No annual fee
- Competitive variable rates on our Platinum* and Gold* cards on all purchases and cash advances
- Low, competitive fixed rate on our Classic Cards on all purchases and cash advances
- Payments accepted at all Members Credit Union locations
- Payment can be made on Members Credit Union online banking
- Transfer balances from your other high interest cards to your Members Credit Union cards
- Acceptance at millions of VISA and MasterCard merchant locations
- Cash access at over 600,000 ATM's
- Cash advances when emergency cash is needed
Lost or stolen credit card? Call (800) 543-5073.
©2012 Members Credit Union