Home Equity Loans
Members Credit Union has four home equity options to help you with those higher cost expenses. Remodel your kitchen, send a child to college or consolidate your bills. No matter the need, we have the product for you. Check out our competitive equity rates.
Home Equity Line of Credit
Members Choice Home Equity Line of Credit
Platinum Home Equity Line of Credit
Home Equity Loan
Save Green Home Equity Loans
Home Equity Line of Credit*
This is a variable rate product with two tier rates based on the value of your home. The minimum credit limit is $5,000.
Members Choice Home Equity Line of Credit*
This is a variable rate product with two tier rates based on the value of your home. The minimum credit limit is $15,000. A Members Credit Union checking account and $2,500 minimum credit card required to qualify.
Platinum Home Equity Line of Credit*
This is a variable rate product with two tier rates based on the value of your home. The minimum credit limit is $25,000. A Members Credit Union checking account and $2,500 minimum limit credit card required to qualify.
Home Equity Loan*
This is a fixed rate product with a maximum term of 10 years (120 months). The allowable loan amount is based on the value of your home.
| Home Equity Loan Rates | ||
| Name | APR* | Maximum Rate (Variable) |
| Home Equity | 6.75% | N/A |
| Home Equity Line of Credit | 7.50% | 14.00% |
| Platinum Line of Credit | 4.50% | 14.00% |
| Members Choice Line of Credit | 5.50% | 14.00% |
* All loans exceeding $100,000 require an appraisal.
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