Checking

We have five checking account relationships to meet your needs. When you open one of these accounts and you will begin a relationship that comes with special privileges and advantages. Open your Members Credit Union Checking Account Relationship today!

 Overdraft Protection

Members Credit Union offers two options to help you protect your checking account from being overdrawn.

Overdraft Transfer Protection

This option allows you to designate up to six accounts that can be accessed by our system to look for available funds to transfer into your checking account to allow checks and electronic transactions to be paid. Account types available for overdraft transfer are:

  • Member Junior Share
  • Member Share
  • Direct Share
  • Interest Share
  • Mature Share
  • Daily Dividend Share
  • Vacation Fund
  • Christmas Club

Sign up today at your local branch and prevent overdraft fees. There is no charge for this feature.


Overdraft Protection Line of Credit

This option allows you to establish your line of credit up to $2,500 based on approval. Use the line of credit to provide protection on your checking account.

Avoid the embarrassment of overdraft  fees at your credit union or merchants. Protect your checking account from accidental overdrafts. Apply for your Overdraft Protection Line of Credit with our convenient online loan application!

 

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Northwest Michigan's Largest Credit Union