Business Account Benefits

Members Credit Union offers a full range of business deposit products designed to meet your growing business needs.

Open your business accounts at Members Credit Union and avoid costly financial service fees today.

Business Account Disclosure

Business Savings Accounts

Business Service Deposit Chart
Business Share
Business Non Profit Business Daily Dividend
Minimum Balance $5.00 $5.00 $0
Earns Interest Yes Yes Yes
Compounding & Crediting Dividends compounded and credited every quarter Dividends compounded and credited every quarter Dividends compounded and credited every month
Minimum Balance for Yield

Must maintain a minimum balance of:
$100 - $2,499
$2,500 - $4,999
$5,000 - $9,999
$10,000 + to obtain the disclosed APY   

Must maintain a minimum balance of:
$100 - $2,499
$2,500 - $4,999
$5,000 - $9,999
$10,000 + to obtain the disclosed APY
$0
Monthly Maintenance Fee $0 $0 $0
Overdraft Protection (Over 60 days) $500.00 $300.00 N/A
Online Banking Free Free Free
Phone Banking Free Free Free
e-Statement Free Free Free
e-Notice Free Free Free
ATM Card Free Free Free

 

Business Checking Accounts

Business Service Deposit Chart
Business Checking Non Profit Checking
Minimum Balance $0 $0
Earns Interest No No
Compounding & Crediting N/A N/A
Minimum Balance for Yield N/A N/A
Monthly Maintenance Fee $5.00 $0
Overdraft Protection (Over 60 days) $500.00 $300.00
Online Banking Free Free
Phone Banking Free Free
e-Statement Free Free
e-Notice Free Free
Online Bill Pay Free Free
VISA Debit Card Free Free

 

Business Investment Accounts

Business Service Deposit Chart
Business Money Market Business Certificate of Deposit
Minimum Balance $1,000.00 $500.00
Earns Interest Yes Yes
Compounding & Crediting Dividends compounded and credited every month Dividends compounded and credited every month
Minimum Balance for Yield

Must maintain a minimum balance of :
$1,000 - $4,999
$5,000 - $9,999
$10,000 + to obtain the disclosed APY           

Must maintain a minimum balance of:
$500 for 3,6, and 12 month
$1,000 for 18, 24, and 60 month
$25,000 for Jumbo Rate for
12, 24, 36, 48, and 60 month
to obtain the disclosed APY
Monthly Maintenance Fee $0 $0
Overdraft Protection Fee (Over 60 days) N/A N/A
Online Banking Free Free
Phone Banking Free Free
e-Statement Free Free
e-Notice Free Free


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Northwest Michigan's Largest Credit Union