Aflac
A brief overview of our major insurance policies is featured below. Find out for yourself why more than 40 million people worldwide* are turning to Aflac to help provide greater control and peace of mind and why you should be one of them!
| The Product | The Benefit |
The Necessity |
| Accident Insurance Policy |
Helps provide a financial cushion if an accident occurs |
An injury can be just as debilitating as an extended illness-suspending or stopping the physical capacity to earn a living. |
| Helps with medical expenses related to cancer treatment |
In the United States, men have slightly less than a 1-in-2 lifetime risk of developing cancer; for women, the risk is a little more than 1-in-3.1 |
|
Hospital Intensive Care Insurance Policy |
Covers confinement in a hospital intensive care unit (ICU) |
ICU costs can soar well above those of a general room as well as above the benefit levels of major medical health insurance policies. |
Hospital Confinement Indemnity Insurance Policy |
Helps with the noncovered expenses of a hospital stay | In 2005, the average hospital expense, adjusted per inpatient day, was $1,522.42, and 63 percent of all surgeries were outpatient surgeries.2 |
| Provides term or whole life | Growing families are most at risk if one or both of the breadwinners sustain an untimely death. |
|
Dental Insurance Policy |
A portable, no-deductible plan that offers freedom of choice and no coordination of benefits
|
Good oral care-including periodic wellness visits-helps reduce the likelihood of expensive treatment and work disruption later on. |
|
Specified Health Event Insurance Policy
|
Helps with the medical expenses related to covered life-threatening health event | Certain life-threatening events pose special financial risks because of their statistically high levels of incidence and cost. |
Hospital Confinement Sickness Indemnity Insurance Policy |
Provides a physician feature that covers sickness, accident, and wellness visits in addition to the plans basic sickness-only benefits | Illness rather than injury is the leading cause of emergency room visits.3 |
Ask about our long-term care and other plans for seniors and retirees.
Sources for statistical information mentioned above include:
1Cancer Facts & Figures 2008, American Cancer Society.
2Hospital Statistics 2007 Edition, Health Forum, L.L.C., an affiliate of the American Hospital Association.
3Injury Facts, 2008 Edition, National Safety Council.
In case of an accident or illness, it's reassuring to know that you have a poised and compassionate friend in Aflac. Immediate and responsive, our insurance policies help give you control when life seems to take it away. Cash benefits ... personally owned and managed to help you get back on your feet ... that's the real Aflac difference.
Use the money to help reduce the financial impact of rising deductibles and copayments, out-of-network charges, daily living costs, and out-of-pocket expenses, as well as the loss of income.**
* Aflac Annual Report for 2007.
** Applicable to Aflac's Short-Term Disability insurance policy only.
For more information, please contact your Aflac agent:
John Pomeroy
American Family Life Assurance Company of Columbus (Aflac)
231.642.7604
john_pomeroy@us.aflac.com
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